Key Takeaways

Key Takeaways Title issues don't prevent sales — About 15-20% of High Point properties have liens or title problems, but they can still be sold to investors who specialize in these situations. Professional resolution saves money — Experienced buyers like HOMESELL USA can negotiate lien settlements and handle complex title issues more efficiently than homeowners trying to resolve them alone. Fast resolution is possible — While traditional sales with title issues can take months or fail completely, investor purchases typically close in 2-4 weeks with all liens resolved at closing. No out-of-pocket costs — Liens and title issues get resolved from the sale proceeds, so homeowners don't need cash upfront to clear their property's title problems.

Selling Your High Point House With Title Problems: Uncle Charles Explains Your Options

Look, I'm going to be straight with you. If you're dealing with title issues on your High Point property, you're probably feeling overwhelmed right now. Maybe you inherited a house with IRS liens. Maybe your contractor slapped a mechanics lien on your property. Or maybe years of financial struggles have left your title looking like a legal nightmare.

Here's the thing — I've been buying houses with title problems in High Point and across North Carolina for years. At HOMESELL USA, we see these situations every single week. And yes, you absolutely can sell your house even with serious title issues. Let me explain exactly how.

What's Really Happening in High Point's Real Estate Market

High Point's housing market has been interesting lately. As of February 2026, home prices have stabilized around $185,000 for the median home, up about 3% from last year. The furniture capital of the world is seeing steady demand, especially in neighborhoods near the High Point Market showrooms.

But here's what most real estate agents won't tell you — about 15-20% of properties in Guilford County have some kind of title issue. That's thousands of homes where traditional buyers and conventional financing just won't work.

I had a homeowner call me last month from the Emerywood neighborhood. She'd been trying to sell her late father's house for eight months. Every potential buyer walked away once their attorney discovered three different liens totaling $47,000. The house was worth $160,000, but nobody would touch it.

That's where investors like HOMESELL USA come in. We bought her house in 18 days, handled all the lien negotiations, and she walked away with cash after everything was settled.

The Most Common Title Issues I See in High Point

IRS Tax Liens

These are the big scary ones. When someone owes the IRS money, they can put a lien on your property. I see this constantly in High Point, especially with business owners who got behind during tough times.

Here's what you need to know: IRS liens don't automatically prevent a sale. The IRS actually wants these resolved because they want their money. We can often negotiate a partial payoff or payment plan as part of the sale process.

HOA Liens

High Point has several neighborhoods with active HOAs, from Emerywood to Brentwood. When homeowners fall behind on dues, these associations can and will file liens. I've seen HOA liens for everything from unpaid dues to violation fines for overgrown grass.

The good news? HOA liens are usually the easiest to resolve. Most associations just want to get paid and move on.

Mechanics Liens

With all the renovation activity in High Point's historic neighborhoods, mechanics liens are becoming more common. A contractor does work, doesn't get paid, and files a lien. Sometimes it's legitimate, sometimes it's not.

I worked with a family on Montlieu Avenue whose contractor filed a $23,000 mechanics lien after a dispute over bathroom work. The homeowners were stuck — they couldn't sell until it was resolved, but they didn't have the money to fight it in court.

Judgment Liens

These come from court judgments — credit cards, medical bills, business disputes. Once someone gets a judgment against you, they can attach it to your property in Guilford County.

How Title Issues Actually Get Resolved

Look, every situation is different, but here's the basic process when HOMESELL USA buys a house with title problems:

Step 1: Title Research
We order a comprehensive title search to identify exactly what we're dealing with. No surprises, no guessing.

Step 2: Lien Negotiation
This is where experience matters. We contact every lienholder and negotiate settlements. You'd be amazed how often a $15,000 lien can be settled for $8,000 or less.

Step 3: Clear Path to Closing
We structure the deal so liens get paid at closing from the sale proceeds. You don't come out of pocket to resolve anything.

Step 4: Cash in Your Hand
After all liens and closing costs, you get the remaining equity in cash. Fast, clean, done.

What Traditional Buyers Can't Handle (But We Can)

Here's why regular buyers run from title issues:

Their lender won't approve a mortgage on a property with liens. Even cash buyers get nervous because title issues are complicated and scary if you don't deal with them regularly.

At HOMESELL USA, we buy houses with title problems every week. We have relationships with attorneys, title companies, and lien resolution specialists across North Carolina. What looks impossible to a regular buyer is just another Tuesday for us.

Real Talk: What You Can Expect

I'm not going to lie to you — selling a house with title issues usually means accepting less money than you'd get in a perfect world. But here's the reality check: if your house has serious title problems, that "perfect world" sale isn't happening anyway.

Your choices are usually:

• Spend months or years trying to resolve liens yourself
• Pay thousands in legal fees with no guarantee of success
• Sell to an investor who can handle the problems

Most homeowners choose option three because it's the only one that actually gets them out of the situation quickly.

High Point Specific Considerations

In Guilford County, we have some specific advantages when dealing with title issues. The local court system is fairly efficient for lien resolution. The county clerk's office is helpful with title research. And North Carolina's lien laws actually provide some consumer protections that make negotiations easier.

Plus, High Point's steady market means we can usually offer competitive prices even after accounting for lien resolution costs.

When to Call for Help

Look, you don't have to sell to HOMESELL USA. But you should definitely get a professional opinion if:

• You've discovered liens you didn't know about
• Traditional buyers keep walking away after title searches
• You've inherited property with unknown title issues
• You need to sell quickly but have title problems
• Legal fees for lien resolution are adding up fast

Whether you end up working with us or someone else, at least you'll know exactly what you're dealing with and what your options really are.

The worst thing you can do is ignore title problems and hope they go away. They don't. They just get more expensive and complicated over time.

If any of this sounds like your situation in High Point, give Uncle Charles a call. No pressure, no judgment — just straight answers about what you're really dealing with and how to move forward. We've helped hundreds of North Carolina homeowners resolve title issues and move on with their lives. Maybe we can help you too.

Frequently Asked Questions

Frequently Asked Questions

Can I sell my High Point house if there's an IRS lien on it?

Yes, absolutely. IRS liens don't prevent sales — they just need to be addressed at closing. The IRS actually prefers this because they get paid faster. We handle IRS lien negotiations regularly and can structure the sale so the lien gets satisfied from the proceeds.

How long does it take to sell a house with title problems in High Point?

With HOMESELL USA, usually 2-4 weeks from contract to closing, depending on the complexity of the liens. Traditional sales with title issues can take 6-12 months or may never close at all because most buyers can't get financing.

Do I have to pay to resolve liens before selling?

Not when you sell to us. We structure deals so all liens get paid at closing from the sale proceeds. You don't come out of pocket to resolve title issues — it all gets handled as part of the transaction.

What if the liens are worth more than my house?

This happens more often than you'd think. Even in these situations, there are often solutions. Some liens can be negotiated down significantly, and certain liens may not actually attach to the property. We'd need to review your specific situation to give you real answers.

Will selling to an investor hurt my credit?

No, selling your house doesn't impact your credit score at all. In fact, if the sale proceeds pay off liens and judgments, it should help your credit over time. The sale itself is just a regular real estate transaction.